Critical Illness Benefit

Critical Critical Illness benefit pays out a tax free lump sum on the diagnosis of any one of a number of serious illnesses that would vary from one insurance company to another.

In general, they would include:

• Cancer
• Stroke
• Heart Attack
• Kidney failure
• Multiple Sclerosis
• Rheumatoid Arthritis

It can be used to repay a debt (mortgage or loan) or replace income during a lengthy period of illness.

The benefit does not have to repaid even if you make a full recovery and return to work!

Be aware of the high statistics in relation to being diagnosed with a critical illness:

• 1 in 3 men aged 30 will have a stroke, cancer or heart attack before their 65th birthday!
• 1 in 5 women aged 30 will have a stroke, cancer or heart attack before their 65th birthday!