Shared Ownership Mortgages.

Free Advice & No Broker Fees*

Shared ownership – With this scheme, you would normally purchase a percentage of the property using a mortgage and the remaining percentage would be retained typically by a housing association, who would charge you rent. You would have the opportunity to buy additional “parts” of the property at various times during ownership and the housing association would reduce the rent charged accordingly. When you come to sell the property, the housing association would receive the percentage they still owned. There are various different schemes available, with different associations and the rules vary slightly form one offering to another. There are also other schemes initiated by the government that help “key workers” to purchase a property.

Tailored Mortgages provide free specialist independent advice on shared ownership mortgages and associated insurances. We offer free consultations and can arrange your mortgage without any broker fees*. Fill in our online quote form for a tailor made quote. Alternatively you can telephone us, use the email form below or feel free to visit our office. By listening to an individual’s requirements, we are able to “tailor” the mortgage to suit them.

* We will receive a commission payment from the lender, to prove our independence you have the option of agreeing to pay us a fee - normally 0.5% of the loan amount and we would then refund the commission received back to you.